Protect your company against loss arising from fire, theft, damage to property or stock, injuries to employees or interruption.

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Protect all your property against loss or damage

When the unexpected happens you want the peace of mind afforded by reliable corporate insurance cover.

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Fire and fire-related perils

Protects against loss or damage due to fire and allied perils such as floods, earthquakes and riots. This covers only tangible, material damage.

Burglary

Covers only theft following violent entry to or exit from the premises. Proof of forced entry or exit is required.

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Goods in transit

Protects against loss of goods during transit related to business, within the country, by road or rail.

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Money

This covers physical loss of or damage to money due to all risks, including robbery and damage.

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Marine insurance

Covers loss of or damage to import or export goods from warehouse to warehouse. It can also be arranged on a voyage-by-voyage basis.

Business all risks

Cover against loss of or damage to valuable portable company tools and equipment used away from the company premises.

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Contractors all risks

Covers damage to contract works and construction material. Includes fire and allied perils, theft, and liability to third parties for damage to property and bodily injury.

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Electronic equipment

Cover against accidental loss of or damage to computers, mechanical and electrical breakdowns, including power surges. Can be extended to cover increased cost of working.

Don’t let damages or breakdowns hamper the running of your company

We’ll cover you against damage to or breakage of plant and machinery, which can cause extended interruptions and great monetary loss.

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Plant all risks

Covers primarily mobile construction plant and machinery against risks of external damage (e.g. accidents on site) and theft.

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Machinery breakdown

Cover costs of repairs to or replacement of damaged parts for all kinds of plant and machinery as a result physical damages.

Get liability insurance to cover third-party claims

With the exorbitant awards made in civil cases worldwide these days, one cannot run a company of any kind without proper liability insurance.

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Employer’s liability

To cover your company’s legal liability in the event of an employee being injured in the course of duty. This is contingent cover in case the employer is sued under common law, when the outcome is potentially more onerous liability than provided for under statutory liability.

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Public liability

Covers your company’s legal liability to third parties arising out of accident, death or injury due to your activities in the course of business. Death or injury caused by products is excluded and must be insured under a separate policy.

Attract top talent with insurance for employees

Give your personnel the security they need with insurance that will cover them when things go wrong.

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Group personal accident

Pays out a predetermined amount, linked to the employee’s earnings and the extent of the disability, in the event of the death or permanent or temporary disability of an employee. It covers employees outside working hours as well.

 

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Workmen’s compensation

Cover for employees in accordance with statutory requirements under the Workmen’s Compensation Act.

A variety of policies to cover you from every angle

We offer you insurance against every eventuality, giving you the peace of mind to focus on your company.

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Business interruption

Protects your company against loss of profit as a result of damage covered under fire and related perils. The actual damage suffered is often less than the subsequent loss of profit.

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Fidelity guarantee

Covers loss arising out of fraud or dishonesty by your employees (this is excluded under the burglary policy). Where an employee helps an outsider to commit theft, it is regarded as infidelity by the employee and will be covered under this policy.

We make it easy for you to claim

Download your claim form here, complete and submit it within 7 days of the occurrence, with all the required documents and details and we will deal with it promptly.

Electronic equipment
  • Police abstract for theft or fire
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Technical report in cases of damage to electronic equipment
  • Documents in support of amount being claimed, such as invoices and receipts
  • Documents to proof the existence of items such as purchase receipts

Please contact your nearest branch for a claim form.

Contractors all risks
  • Police abstract for theft or fire
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices and receipts

Please contact your nearest branch for a claim form.

Group personal accident
  • Medical certificate
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Police abstract for cases like road accidents and murder
  • Death certificate for fatal cases
  • Payslip for claimant in the month prior to the accident
  • Hospital and medical bills

Please contact your nearest branch for a claim form.

Fire and fire-related perils
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices and receipts

Download claim form (PDF)

 

Burglary
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices and receipts
  • Photos as proof of forcible entry where applicable

 

Download claim form (PDF)

Business all risks (office/company equipment)
  • Police abstract for theft or fire
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Technical report in cases of damage to electronic equipment
  • Documents in support of amount being claimed, such as invoices and receipts
  • Where possible, documents to proof the existence of items, such as purchase receipts

Download claim form (PDF)

Goods in transit
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as supplier’s invoice and receipts
  • For third-party goods: demand notices, debit notes, waybill, contract of carriage and consignment note

Download claim form (PDF)

Money
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices, receipts and sales reconciliations

Download claim form (PDF)

Engineering
  • Technical report 
  • Service record from the maintenance company
  • Documents in support of amount being claimed, such as invoices and receipts
  • Witness statement or insured’s statement highlighting the circumstances of loss

Please contact your nearest branch for a claim form.

Fidelity guarantee
  • Police abstract
  • Detailed statement from the insured giving information on how the fraud was carried on, how they discovered it and the checks and controls that were in place prior to the loss
  • Documents in support of amount being claimed, such as invoices, sales reconciliations and audited accounts
  • Copies of payslip(s) for the defaulter(s)
  • Letters of dismissal for the defaulter(s)

Download claim form (PDF)

Public liability
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Demand letter from claimant
  • Documents in support of amount being claimed, such as invoices and receipts

Please contact your nearest branch for a claim form.

Workmen’s compensation
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Police abstract for cases like road accidents and murder
  • Required Labour Forms, i.e. LDI 306 & LDI 307 ‘A’
  • Death certificate for fatal cases
  • Hospital and medical bills

Please contact your nearest branch for a claim form.

Employer's liability
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Police abstract for cases like road accidents and murder
  • Death certificate for fatal cases
  • Demand letters/plaints/summons must be forwarded to us upon receipt without answering

Please contact your nearest branch for a claim form.

Machinery breakdown
  • Notification letter
  • Police report
  • Original purchase receipts/invoice
  • Valued inventory
  • Survey report
  • Engineering report

Please contact your nearest branch for a claim form.

Business interruption
  • Notification letter
  • Police report
  • Survey report

Please contact your nearest branch for a claim form.

Marine insurance
  • Notification letter
  • Police report

Please contact your nearest branch for a claim form.

Electronic equipment
  • Police abstract for theft or fire
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Technical report in cases of damage to electronic equipment
  • Documents in support of amount being claimed, such as invoices and receipts
  • Documents to proof the existence of items such as purchase receipts

Please contact your nearest branch for a claim form.

Contractors all risks
  • Police abstract for theft or fire
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices and receipts

Please contact your nearest branch for a claim form.

Group personal accident
  • Medical certificate
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Police abstract for cases like road accidents and murder
  • Death certificate for fatal cases
  • Payslip for claimant in the month prior to the accident
  • Hospital and medical bills

Please contact your nearest branch for a claim form.

Fire and fire-related perils
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices and receipts

Download claim form (PDF)

 

Burglary
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices and receipts
  • Photos as proof of forcible entry where applicable

 

Download claim form (PDF)

Business all risks (office/business equipment)
  • Police abstract for theft or fire
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Technical report in cases of damage to electronic equipment
  • Documents in support of amount being claimed, such as invoices and receipts
  • Where possible, documents to proof the existence of items such as purchase receipts

Download claim form (PDF)

Goods in transit
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as supplier’s invoice and receipts
  • For third-party goods: demand notices, debit notes, waybill, contract of carriage and consignment note

Download claim form (PDF)

Money
  • Police abstract
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Documents in support of amount being claimed, such as invoices, receipts and sales reconciliations

Download claim form (PDF)

Engineering
  • Technical report 
  • Service record from the maintenance company
  • Documents in support of amount being claimed, such as invoices and receipts
  • Witness statement or insured’s statement highlighting the circumstances of loss

Please contact your nearest branch for a claim form.

Fidelity guarantee
  • Police abstract
  • Detailed statement from the insured giving information on how the fraud was carried on, how they discovered it and the checks and controls that were in place prior to the loss
  • Documents in support of amount being claimed such as invoices, sales reconciliations and audited accounts
  • Copies of payslip for the defaulter(s)
  • Letters of dismissal for the defaulter(s)

Download claim form (PDF)

Public liability
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Demand letter from claimant
  • Documents in support of amount being claimed, such as invoices and receipts

Please contact your nearest branch for a claim form.

Workmen’s compensation
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Police abstract for cases like road accidents and murder
  • Required Labour Forms, i.e. LDI 306 & LDI 307 ‘A’
  • Death certificate for fatal cases
  • Hospital and medical bills

Please contact your nearest branch for a claim form.

Employer's liability
  • Witness statement or insured’s statement highlighting the circumstances of loss
  • Police abstract for cases like road accidents and murder
  • Death certificate for fatal cases
  • Demand letters/plaints/summons must be forwarded to us upon receipt without answering

Please contact your nearest branch for a claim form.

Machinery breakdown
  • Notification letter
  • Police report
  • Original purchase receipts/invoice
  • Valued inventory
  • Survey report
  • Engineering report

Please contact your nearest branch for a claim form.

Business interruption
  • Notification letter
  • Police report
  • Survey report

Please contact your nearest branch for a claim form.

Marine insurance
  • Notification letter
  • Police report

Please contact your nearest branch for a claim form.

Need more information or assistance?

Call:

+255 768 984 000 | +255 22 219 9793 | +255 768 980 191

Email:

contact.centre@nbctz.com

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